I'm debating on which black bag to purchase from the sale. I'm one to carry alot so I like totes but I'm willing to downsize my load. What I really need to carry is my wallet (checkbook size), small cosmetics case, cell phone and keys. I know that the tote will carry it but all my bags are totes. Is the hobo roomy and will it fit all my things and maybe a small umbrella? I tried to do a search but I didn't really find what I was looking for and I also searched on eBay for pictures of the inside of the hobo but didn't really find anything good. I just ordered the hobo so I need to decide fast! Thanks for all your advice!