Hello, I really feel terrible and don't know what to do. I am a first-year teacher and I still live at home right now. I have school loans to pay off still. Recently, a friend of mine asked me if I was interested in getting an apartment, so I said that I was interested, but not 100% sure because I may be looking for a new school next year and want to be able to afford it. Yesterday, she asked me if I wanted to start looking in a couple weeks. Now, the more I think about it, I really do not want to move out at all right now. Several reasons: I want to really save money at this time in my life; I want to pay off my school and car loans; I feel like it will be a lot of money that I don't want to spend on furniture, kitchenware, etc, plus food, utilities, and rent. I just don't want to do it. But she's getting excited about moving out, and now I feel very irresponsible for leading her on that I am excited to move out and will be, but now I don't want to anymore. I feel bad about letting her down. What should I do?