I actually wish more people had this mental dilemma. There are too many people who have kids before they are ready. While I did not get into LV until this year, I enjoyed my early years of marriage with my husband when we were childless. I enjoyed my career, travel, jewelry on special occassions, etc. I did not think I'd ever want kids. It all changed over time. You will know when you are ready. You will be willing to give up anything. If you are financially ready though, materially, should not have to give up much. Please don't have kids until you are ready. Children deserve to be loved unconditionally, welcomed into this world and nurtured.