Thanks, all! I so appreciate your feedback and suggestions. : )
Dianagrace, Thank you for the pictures! They confirmed my own afternoon "research"...
Jedimaster, Yes, yes, and yes!
Conclusions...
37 cm Bolide will not fit files/binders...
35 cm VFT will not close w/ files/binders...
Shoulder straps on Victoria tote do not have long enough shoulder drop for me w/ a jacket on...
35 cm Birkin is perfect for files/binders (even small laptop)...
So...I must wait patiently for my "wishes" to come true...
LOL...after my H-test, tried on a few jackets at another store...but just couldn't decide...told the SA that my mind was still running through work bag possibilities...he looked at the bag (Birkin) that I was carrying and said, "Are you kidding? You should carry that bag every day." Thus concluding my afternoon exploration...