As me and my beau get closer to this choice I am thinking about this a lot myself. Discussing my thoughts with many women is often difficult because they can't imagine not wanting to be married so I often keep it to myself. I was never that girl that dreamed of the wedding dress and day etc. As stated in the book Lies at the Altar...too many get more caught up in the event and excitement and fantasy of marriage and a wedding vs. the actual relationship.
As I talk with people there are a few things that I think really shape the differences in a desire to marry or not:
- Religious backgrounds/practices
- The wealth or lack thereof of your parents
- The marriages or lack thereof of your parents
- How tight knit your families are or are they estranged
- Having children
- Societal norms/expectations
- Legal/Financial concerns
- Being in love with ceremony/tradition/dress or could care less
These things affect me as follows:
Religion and my view that it is best for kids to be raised by married parents are the only things that play a part in my desire to marry....more the latter really than the former. If I didn't want kids or couldn't have them anymore...I doubt I would get married and I'd be content with just a committed relationship. I grew up in a religious methodist episcopal family...my boyfriend's family is heavily Jehovah's Witness though he does not practice the faith. Neither of us go to church regularly....I go maybe twice a year and though he believes in God he feels most churchs are scams...I'm not crazy about the church environment either...the world is a church in my view...so to me it seems kind of hypocritical to get married in a church. His grandma would not likely step foot in a non-JW ceremony. So I can understand why people with different denominations just avoid a religious ceremony altogether. There is less drama. Neither of us really have tight close knit families either. I think people who have these great families have a greater desire to bring people together and celebrate.
Financially we are both from poor families so no one is financing the shing-dig event but us. I may think differently about it if I had wealthy parents funding the whole thing. We both agree there are better uses for the money than starting our lives out with debt (when financial problems are one of the top reasons for divorce) as we watch friends drop $20k to $50k on weddings. I think we just want to go on a trip...marry there and stay there for our "honeymoon"...come back and have a small party at the house for those closest to us ...not every random acquaintence.
All I really want at this point (2.5 years) is to live in the same household and to be jointly working toward goals that we want versus two different lives that come together on weekends. I would like to be engaged as I think it is a more formal commitment but I don't necessarily need anything but a simple band and the words (though we already discuss being married so it is not like I don't know he wants to be he just hasn't done the formal asking thing which also comes with major financial pressure to buy a phat rock on a social worker salary while trying to go to grad school)....and the words are more just a tradition thing so I am not even sure about that...since I already know his intentions without him going on one knee and spending several months pay on a ring. We both want kids. His mom never married and he doesn't know his father and my parents divorced when I was 12. As the stereotype is that in the black community there are more "baby daddys and mommas" than married parents, I think we both have a desire to not be that even though it is so commonplace...we want to have the Cosby Show nuclear family that neither of us had. I think also the fact that he does social work and works with so many troubled kids who did not grow up in 2 parent households (some not even a 1 parent household) affects his view. So having kids without being married...though common in our community is not our goal. We both have gone though life trying to be the opposite of every negative stereotype about our culture so that is a major factor even though I am sure we could be great parents w/o the marriage.
Regarding legal issues, being an attorney I know there are many things I can draft contractually that can provide similar rights to both of us that we could get within marriage...but there are also things that you just cannot contract around and can only get through marriage. While everyone is considering the positive benefits legally and financially from marriage, the attorney and former accountant in me is also very much aware of the negative legal and financial issues that come with marriage. It is not all about insurance payouts and getting money ...it is also about money that you can lose. When you are the main party with assets and a high income there is a lot to consider....and that is the case for more and more women today than ever before. In my situation, my beau needs the protections of marriage far more than I do. Most don't know that once married you are liable for any and all debt your spouse enters into DURING the marriage whether you knew about it or not. They can get credit that you do not know about run up hundreds of thousands of debt and you can divorce and they file bankruptcy and the creditors come after you for that money. Creditors do not care what the divorce settlement said about who was to pay what. Marrying someone gives them the legal ability to bankrupt you. Yes you should know what kind of person you are marrying beforehand...but how many times have we all heard about people doing things out of character and changing. And what do you mean I can no longer move money out of my 401k without my spouses written approval when they didn't put a dime in that account that I built up for years and they have little to no retirement money of their own? And don't get me on taxes...yes they fixed some of the marriage penalty but in many ways I am better off filing as a single person than I am being married whether I file jointly or separately. Either way it goes, if I marry I will pay higher taxes for the privilege of wedded bliss. Once you say "I Do" there are potentially negative financial and legal results...not just good ones. Even a pre-nup can't fix everything.
And of course there is the pressure of the societal norm and expectation that that is what you should do. It is like after you hit 2 years together you are barraged with questions about why you haven't yet (especially when many of your friends met and married within the first year together like ours have).
All that said we do plan to get married. Probably right before we are ready to drop a kid...prior to that I would be cool with just being engaged.