paypal will take money from you whether it is in your paypal account or not. They will just leave you negative and give you 30days to pay the money, then you get a bad credit rating if you cant pay. sad but true
They dont just pay it off for you, that would be ridiculous, imagine the amount of ppl that would get away with scams if that was their policy. I no longer use paypal at all, it is dangerous and there are too many ppl out there willing to take money off of innocent people. Cheques all the way!!!!!
That is exactly why I abhor using paypal, even if I am a buyer... I might consider other avenues, but after having my best friend get caught up in identity theft with paypal (as well as myself but not with paypal), forget it. I could really care less if I don't get quick sales because I don't use paypal; I'd rather be safe than sorry.
OP, I am keeping my fingers crossed for you. The buyer sounds like a total nutjob, and the fact that she's resorting to MyPoupette (don't even get me started with THEM) makes me question her credibility. All the best!