I won a bag on eBay. The seller was really sweet. She had only 2 feedback so I was scared item wasn't authentic but she called me & assured me. I asked her to insure for full replacement cost UP TO the amount I had paid for shipping. She ended up paying $25 more to ship the item than what I paid for, then asked me what I wanted to do about it. I want to be nice because she turned out to be honest (I got the bag & it is good) but she shouldn't have shipped it with the extra insurance (should have bought insurance for what I paid, not retail value of bag). Should I offer her $10 extra for being sweet and honest? Or tell her she should have asked me before paying the extra and then wanting me to pay for it?