I have recently purchased an MJ bag on eBay, and seller is US based and obviously listed it BEFORE the policy took effect, but by the time the sale was closed, the policy had taken effect. THIS IS WHAT HAPPENED: as I paid via BIDPAY, they rejected my payment order to seller, but reservation of funds in the amount requested was made on my credit card in Singapore. This funds continue to be unavailable to me, for apparently about 7 days or more. Seller receveid a notification from BIDPAY that my payment order to her had been rejected WITH NO OTHER EXPLANATION. On this side, I received the same notification also WITH NO EXPLANATION other that the rejection only applied to THIS PARTICULAR TRANSACTION. Now, I of course looked really bad. Up to this point, eBay did not offer any explanation to either seller or buyer. And I do not think any explanation is going to come. It was left up to me to do some research and made the most logical explanation to seller. The rest was of course dependent on seller's good faith, which she fortunately have, for my honesty. But can you imagine had she chose to believe that I was one of those deadbeats who cannot pay? Negative feedback would definitely resulted. Not only would I have to deal with not knowing what happened to my $1165, my reputation as a buyer would surely be effected. As a buyer located in ASIA, I was left standing there looking like I could not fulfil my obligation as a seller. At this point, even attempt at creative solution by taking out the fund in cash from my card to deliver to seller in some other way cannot be done. Just want to share this just in case you are a buyer or seller of items listed on eBay's "hot" list. And if you are transacting during the period of transition between policies. NOT a good experience, not matter what kind of excuse is possible.