I recently got a gorgeous yellow diamond Tiffany Soleste ring. It's basically my "engagement ring" to myself, and it symbolizes something special. The yellow diamond is internally flawless, fancy yellow, nearly one carat, etc. The yellow diamond is surrounded by a double halo of perfect white diamonds. The ring is platinum. And of course, it was pretty expensive. In short, it's the most beautiful ring I've ever seen! I love the ring so much that I wear it wherever I go. I adore the way it sparkles in the sunlight or reflects the moonlight. However, I live in a large city. I try not to walk alone late at night, but sometimes it's unavoidable. Many years ago, I had my purse stolen (while walking with a male friend!). So unfortunately crime does happen. But I have NOT been robbed since then, and that was several years ago. I live in a good neighborhood, so I'm not too concerned about thieves close to home (although I do take precautions such as a safe if I'm NOT wearing the ring). It's when I have to go to other parts of the City (downtown) that I sometimes worry about potential thieves. My mother warned me that I should be careful when wearing the ring when I'm out, but she also doesn't agree with paying insurance. My mom is very thrifty. My mom also said, "Who's going to know the difference between a real diamond ring and a fake one?" I suppose thieves would just grab whatever ring happens to be on my finger. I think I'd be a bit worried to leave my ring at home unattended, though. Even if it is locked away in a safe. My house has never been robbed, nor have any of my neighbors' homes. I live in a good neighborhood. Still, I'd hate to leave my ring all alone at home! Do others here have insurance on your engagement rings? Personally, I do not have insurance on my ring. Insurance is so expensive; sometimes one just has to take risks in life. The ring cost about 12k. I don't want to live in fear and not be able to wear my beautiful ring out in public, but I also worry a bit about thieves. Does anyone else have this fear? Thanks in advance.