agenda as wallet, or agenda & wallet

I use my MC agenda PM as a wallet and agenda, but it's main purpose is still that: an AGENDA! I rarely need cash, so I just stuff a few 5's or 20's in the front left pocket and all I really need is my debit, VISA, student ID, and photocopying cards. Also, I have a key and change holder (cles) to carry loose change (or candies....lol.....). I'm a Med. student and I just don't want to carry a wallet and an agenda since my Batignolles is already getting pretty loaded with notebooks lol.
 
i use my agenda as a wallet when i only have to carry a couple of cards with me to a business meeting/function. but then again, i also use the pocket agenda as my regular wallet.. it hold folded bills and 3 cards and a checkbook perfectly.