Originally Posted by memory
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I live in the snow belt, so it would be a spring/summer/fall rain-coat only. Even with a lining, (and I assume you mean an insulated lining,) it wouldn't be suitable for the winter here.
My query is about standard silk/satin lining that coats/jackets usually have, not the warm lining that zips out.
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FWIW, I used my Burberry (long one, with removable wool lining) winters in Michigan and New Jersey. I didn't hike a mile in it in 0 degrees, LOL, but I woreit for business (drove around to accounts), and to church, friends, etc. Didn't stay outside for hours in it; for that I had my full-length Primaloft insulated LL Bean (or some stor like that) coat