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simpleplan · Apr 18th, 2007, 03:57 AM

My mom just left the country and she reminded me to make sure I get insurance for my new ring..I had no idea I could even do that. Any advice or html links for me? I would greatly appreciate it! TIA!!

ILoveMyBug · Apr 18th, 2007, 06:09 AM

I have my watch insured separately on my household insurance.
You need to get a valuation done if you don't have the original paperwork for the ring, and then send it to the insurers so they can specify it on their documents.

JoeyJo21 · Apr 18th, 2007, 09:45 AM

I was going to say exactly the same as above^^ Mine is also insured seperately on the household insurance and I was also going to recommend getting a valuation if you don't have the original docs.

il*bacio*bella · Apr 18th, 2007, 09:55 AM

Definitely get it insured. I lost my engagement ring about 6 months ago and as heartbreaking as it was to lose it I would have been double devasted if it had not been insured as it was a $20,000 Tacori ring!!!! All I had to do to insure it was to provide my agent with the appraisal and a picture of my ring, he wrote up a rider ( I think that is what it is called ) to add to our homeowners policy and it was about an extra $100 or $150 per year. Definitely worth the time and money it took to get it insured!!!

BTW....your ring is gorgeous! Congratulations!!!!!!!

~Fabulousity~ · Apr 18th, 2007, 10:28 AM

My wedding ring is insured through the same company that provides my auto, home, mortage and life insurance

Greenie · Apr 18th, 2007, 11:15 AM

ditto

Originally Posted by Tylisa

My wedding ring is insured through the same company that provides my auto, home, mortage and life insurance

CastoCreations · Apr 18th, 2007, 12:35 PM

My wedding/engagement ring got stolen. :( I did NOT have it insurred separately and it could have been covered under my home owners policy with a separate rider. :(

Get it insurred!!!

LaBoheme · Apr 18th, 2007, 12:47 PM

Definitely get it insured asap!! I lost my vintage(New from old-stock) wedding band and diamond eternity ring, but luckily they were insured. :< It's still sad because I wasn't able to find the style again for the w-band.

It would have been doubly-sad if they weren't insured.

simpleplan · Apr 18th, 2007, 12:58 PM

THANK YOU ALL for the fast replies..I will definitely get on it and try to include it with my auto, home and life policies. Yes, I heard it'll be easy since I have the certificate from Tiff's. Have a great week ladies, and condolensces to those who've lost their rings...

simpleplan · Apr 18th, 2007, 01:01 PM

Originally Posted by il*bacio*bella

Definitely get it insured. I lost my engagement ring about 6 months ago and as heartbreaking as it was to lose it I would have been double devasted if it had not been insured as it was a $20,000 Tacori ring!!!! All I had to do to insure it was to provide my agent with the appraisal and a picture of my ring, he wrote up a rider ( I think that is what it is called ) to add to our homeowners policy and it was about an extra $100 or $150 per year. Definitely worth the time and money it took to get it insured!!!

BTW....your ring is gorgeous! Congratulations!!!!!!!

wow, Tacori

, congrats!!!!..and thank you.

queen · Apr 18th, 2007, 01:18 PM

check out chubb insurance for this. i have a marine policy with them covering my jewelry. i did have to make a claim once and it was very well handled. costs are dependent on your location. some areas are considered more of a risk than others.

oregonfanlisa · Apr 18th, 2007, 05:52 PM

Chubb and Fireman's Fund are good jewelry insurers.

court811 · Apr 18th, 2007, 05:56 PM

mine is as a separate part of my homeowners insurance through travelers. it costs me like $120 for the year with a $500 deductible for $21,500 of coverage (the appraised value of my ring - dang thing appraises higher and higher every year which just makes the insurance more, oh well, I love it no matter what), full replacement including if I lost it (not all policies will cover loss or damage (I had a friend chip her tiffany diamond in the dryer and her policy replaced it completely, some only cover theft)

you will have to have it professionally appraised, but that's no big deal. get it insured ASAP!

LaBoheme · Apr 19th, 2007, 12:31 AM

Thirding Chubb, I'm so happy with them. I had to make a claim and it was completely 'no hassle'.

Syntagma · Apr 19th, 2007, 01:50 AM

We had to have a completely seperate policy as we have the max on our home insurance and they won't cover one item for the value of my ring (it ain't cheap LOL). We went though Farmers I believe!?! Oh and ours is $1,300 a year!

Apr 18th, 2007, 03:57 AM	#1
simpleplan OP unconventional witt Joined: Feb 2007 Posts: 964	Insurance My mom just left the country and she reminded me to make sure I get insurance for my new ring..I had no idea I could even do that. Any advice or html links for me? I would greatly appreciate it! TIA!!
	__________________ How happy is the blameless Vestal’s lot. The world forgetting, by the world forgot. Eternal sunshine of the spotless mind; Each pray’r accepted, and each wish resigned.

Apr 18th, 2007, 06:09 AM	#2
ILoveMyBug Victoria Joined: Dec 2006 Location: Leeds, UK Posts: 2,504	Re: insurance for my ring? I have my watch insured separately on my household insurance. You need to get a valuation done if you don't have the original paperwork for the ring, and then send it to the insurers so they can specify it on their documents.
	__________________ Cats and Chloé

Apr 18th, 2007, 09:45 AM	#3
JoeyJo21 Member Joined: Jan 2006 Location: UK Posts: 2,071	Re: insurance for my ring? I was going to say exactly the same as above^^ Mine is also insured seperately on the household insurance and I was also going to recommend getting a valuation if you don't have the original docs.

Apr 18th, 2007, 09:55 AM	#4
ilbaciobella Member Joined: Aug 2006 Posts: 142	Re: insurance for my ring? Definitely get it insured. I lost my engagement ring about 6 months ago and as heartbreaking as it was to lose it I would have been double devasted if it had not been insured as it was a $20,000 Tacori ring!!!! All I had to do to insure it was to provide my agent with the appraisal and a picture of my ring, he wrote up a rider ( I think that is what it is called ) to add to our homeowners policy and it was about an extra $100 or $150 per year. Definitely worth the time and money it took to get it insured!!! BTW....your ring is gorgeous! Congratulations!!!!!!!
ilbaciobella Member Joined: Aug 2006 Posts: 142

Apr 18th, 2007, 10:28 AM	#5
~Fabulousity~ Member Joined: Jan 2006 Posts: 12,925	Re: insurance for my ring? My wedding ring is insured through the same company that provides my auto, home, mortage and life insurance
~Fabulousity~ Member Joined: Jan 2006 Posts: 12,925

Apr 18th, 2007, 12:35 PM	#7
CastoCreations Elegant Handcrafted Jewelry Joined: Jun 2006 Location: Washington State Posts: 1,405	Re: insurance for my ring? My wedding/engagement ring got stolen. :( I did NOT have it insurred separately and it could have been covered under my home owners policy with a separate rider. :( Get it insurred!!!
	__________________ Megan Casto Creations - Elegant Handcrafted Jewelry Designs Use code tPBf at checkout for FREE SHIPPING rebate. My Tiny but loved Purse Collection Some of my latest work

Apr 18th, 2007, 12:47 PM	#8
LaBoheme J'ai deux amours... Joined: May 2006 Location: ...mon pays et Paris... Posts: 2,696	Re: insurance for my ring? Definitely get it insured asap!! I lost my vintage(New from old-stock) wedding band and diamond eternity ring, but luckily they were insured. :< It's still sad because I wasn't able to find the style again for the w-band. It would have been doubly-sad if they weren't insured.
	__________________

Apr 18th, 2007, 12:58 PM	#9
simpleplan OP unconventional witt Joined: Feb 2007 Posts: 964	Re: insurance for my ring? THANK YOU ALL for the fast replies..I will definitely get on it and try to include it with my auto, home and life policies. Yes, I heard it'll be easy since I have the certificate from Tiff's. Have a great week ladies, and condolensces to those who've lost their rings...
	__________________ How happy is the blameless Vestal’s lot. The world forgetting, by the world forgot. Eternal sunshine of the spotless mind; Each pray’r accepted, and each wish resigned.

Apr 18th, 2007, 01:18 PM	#11
queen Member Joined: Jul 2006 Posts: 525	Re: insurance for my ring? check out chubb insurance for this. i have a marine policy with them covering my jewelry. i did have to make a claim once and it was very well handled. costs are dependent on your location. some areas are considered more of a risk than others.
queen Member Joined: Jul 2006 Posts: 525

Apr 18th, 2007, 05:52 PM	#12
oregonfanlisa Cherokee H Princess Joined: Dec 2006 Location: in my jewelry box Posts: 3,174	Re: insurance for my ring? Chubb and Fireman's Fund are good jewelry insurers.
	__________________ Something special this way comes...

Apr 18th, 2007, 05:56 PM	#13
court811 Member Joined: Feb 2007 Posts: 3,089	Re: insurance for my ring? mine is as a separate part of my homeowners insurance through travelers. it costs me like $120 for the year with a $500 deductible for $21,500 of coverage (the appraised value of my ring - dang thing appraises higher and higher every year which just makes the insurance more, oh well, I love it no matter what), full replacement including if I lost it (not all policies will cover loss or damage (I had a friend chip her tiffany diamond in the dryer and her policy replaced it completely, some only cover theft) you will have to have it professionally appraised, but that's no big deal. get it insured ASAP!
court811 Member Joined: Feb 2007 Posts: 3,089	Last edited by court811; Apr 18th, 2007 at 06:00 PM.

Apr 19th, 2007, 12:31 AM	#14
LaBoheme J'ai deux amours... Joined: May 2006 Location: ...mon pays et Paris... Posts: 2,696	Re: insurance for my ring? Thirding Chubb, I'm so happy with them. I had to make a claim and it was completely 'no hassle'.
	__________________

Apr 19th, 2007, 01:50 AM	#15
Syntagma Member Joined: Sep 2006 Posts: 4,942	Re: insurance for my ring? We had to have a completely seperate policy as we have the max on our home insurance and they won't cover one item for the value of my ring (it ain't cheap LOL). We went though Farmers I believe!?! Oh and ours is $1,300 a year!
Syntagma Member Joined: Sep 2006 Posts: 4,942	__________________

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