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Kiss Me Deadly · Sep 19th, 2009, 11:59 AM

My first CC at 19 was a $1000 limit, then over the years it increased to $5000, then $10,000.. now at 24 its $15,000.

I NEVER spend that much, Im not sure how they got my CC limit up that high. I always pay my bills on time.

336 · Sep 19th, 2009, 12:19 PM

When I got my card I was approved for $9000 and I dropped it down to $500. Then I raised it to $1000 because I paid for everything on my CC to get points.

I put all my bills and my groceries and purchases on my card which is paid off in full before the bill even gets here.

shy*violet · Sep 19th, 2009, 01:27 PM

Originally Posted by plumaplomb

God I can't imagine a $15K limit!! How could you spend that much money in a month? :0)

Just because the limit is that high doesn't mean you have to spend that much

My first CC @ 18 was $1000 limit... which was really good for my age b/c it wasn't too little and wasn't too much. I'm about 10 years older now and I have a few more cards. I don't know for sure what my total credit limit is on all of them, but I would guess it's around the $30K range. I was responsible w/ my credit as a young adult and paid all my bills on time, which is why my limits went up. I don't even use them anymore... I have one that I use for normal purchases and I pay it off before the end of the cycle though. I would never dream of maxing out all my cards... I wouldn't be able to sleep at night.

LadyLouboutin08 · Sep 19th, 2009, 02:03 PM

Originally Posted by LadyLouboutin08

I got my first one on my own at 18; the limit was 900.00, and later got bumped to a little over 1k. I closed the card (the CS sucked!!), and opened another, and right now my balance is 3500. I don't use it to buy big ticket items. I just use it to pay my bills, grocery shop...just little things.

I forgot to add, that I'm 19. Not that it matters though.

ilvoelv · Sep 19th, 2009, 04:32 PM

Originally Posted by plumaplomb

God I can't imagine a $15K limit!! How could you spend that much money in a month? :0) My first CC was $550. My second was $5500.

LOL i didnt spend 15k in a month! They just pushed up my limit to that much. I do buy a lot on my card though! I've had a CC since i was 13 (authorized user on my dads account) so when i turned 18 i got all these credit cards in the mail i was like

jpgoeth · Sep 19th, 2009, 04:41 PM

I got my first card when I was 19, at the limit was 1k.

Miss Evy Rocks! · Sep 20th, 2009, 03:13 PM

I was 22 when I got my first credit card, which provided me with a limit of $800. I am now 27 and have 2 credit cards, the credit limit for one is $550 and the other is $1000... which makes me nervous because I'm tempted to buy an LV every day

but I only use it for high bills and such

I agree on that your friend wants her limit raised in order to spend more, which could be a problem if your friend is not earning at least twice as much as the credit limit (a girl's gotta eat and pay bills right?). I would advice your friend to wait on that

Myblackbag · Sep 20th, 2009, 04:01 PM

The limit on my first cc was $500.

meganfm · Sep 21st, 2009, 12:34 AM

I got my first one when I was 19 and the limit was $500. But a couple of times I went over a bit, like $10 (and paid it off straight away before I even got the bill) so they increased it to $1000. That has worked out great for me-the only time I had any issues was when I was on vacation and the hotel didn't tell me they were going to put a $750 "hold" on my card...I ended up having to use my parent's CC and writing a cheque to them when I got home :S

serene · Sep 21st, 2009, 03:34 PM

mine is 1500€ and i always pay it back before the bill arrives

i don't like the feeling that i owe money..(going to be hard when i take my first house mortgage

)

twin53 · Sep 21st, 2009, 03:49 PM

my college junior son has a $450 limit - it's a first credit card for college students type thing. it is fine except when he buys books every semester. he is an engineering student and those texts are expen$ive so we buy them online with his dad's cc. the books' total every semester is above his credit limit. other than that it's fine for his needs.

ricky11 · Sep 21st, 2009, 04:54 PM

my limit in college started at $300 (i think) and quickly bumped up to 2k. it worked great for me as a student.

materialgurl · Sep 23rd, 2009, 05:09 PM

my first cc was $500, second cc was $1500... when i was a student.

Prosperity · Sep 23rd, 2009, 06:10 PM

$1500 and I am 19.

andicandi3x12 · Sep 23rd, 2009, 07:18 PM

I am 20 and my limits are
2440- citicard
1000- Nordstrom

I have some others, but those are the highest limits.

Sep 19th, 2009, 11:59 AM	#16
Kiss Me Deadly :heart: Joined: Sep 2006 Location: New York!! Posts: 5,537	My first CC at 19 was a $1000 limit, then over the years it increased to $5000, then $10,000.. now at 24 its $15,000. I NEVER spend that much, Im not sure how they got my CC limit up that high. I always pay my bills on time.
	__________________

Sep 19th, 2009, 12:19 PM	#17
336 OHAI! Joined: Jun 2007 Location: Melbourne Posts: 438	When I got my card I was approved for $9000 and I dropped it down to $500. Then I raised it to $1000 because I paid for everything on my CC to get points. I put all my bills and my groceries and purchases on my card which is paid off in full before the bill even gets here.
	__________________ www.xanga.com/chaoness WISHLIST Balenciaga Black City RH Chanel black Luxe Bowler Tag Heuer Aquaracer with diamond markers

Sep 19th, 2009, 04:41 PM	#21
jpgoeth Shopinator Joined: Jul 2007 Posts: 1,044	I got my first card when I was 19, at the limit was 1k.
jpgoeth Shopinator Joined: Jul 2007 Posts: 1,044

Sep 20th, 2009, 03:13 PM	#22
Miss Evy Rocks! ♥Handbag Collector♥ Joined: Dec 2007 Location: Where My Purse Obsession Reigns! Posts: 2,935	I was 22 when I got my first credit card, which provided me with a limit of $800. I am now 27 and have 2 credit cards, the credit limit for one is $550 and the other is $1000... which makes me nervous because I'm tempted to buy an LV every day but I only use it for high bills and such I agree on that your friend wants her limit raised in order to spend more, which could be a problem if your friend is not earning at least twice as much as the credit limit (a girl's gotta eat and pay bills right?). I would advice your friend to wait on that
	__________________ "Try To Be A Rainbow In Someone's Cloud." -From Letter To My Daughter, by Maya Angelou.

Sep 20th, 2009, 04:01 PM	#23
Myblackbag Member Joined: Jun 2006 Posts: 926	The limit on my first cc was $500.
Myblackbag Member Joined: Jun 2006 Posts: 926	__________________ Read my livejournal at: http://iatethelastone.livejournal.com/

Sep 21st, 2009, 12:34 AM	#24
meganfm Member Joined: Oct 2008 Location: Vancouver Posts: 1,595	I got my first one when I was 19 and the limit was $500. But a couple of times I went over a bit, like $10 (and paid it off straight away before I even got the bill) so they increased it to $1000. That has worked out great for me-the only time I had any issues was when I was on vacation and the hotel didn't tell me they were going to put a $750 "hold" on my card...I ended up having to use my parent's CC and writing a cheque to them when I got home :S
	__________________ Wish List: -Alexander McQueen Flapper -Balenciaga GSH City -Miu Miu Coffer -YSL Muse

Sep 21st, 2009, 03:34 PM	#25
serene Member Joined: Mar 2008 Location: Finland/Denmark Posts: 1,576	mine is 1500€ and i always pay it back before the bill arrives i don't like the feeling that i owe money..(going to be hard when i take my first house mortgage )

Sep 21st, 2009, 03:49 PM	#26
twin53 Member Joined: Jan 2007 Posts: 4,181	my college junior son has a $450 limit - it's a first credit card for college students type thing. it is fine except when he buys books every semester. he is an engineering student and those texts are expen$ive so we buy them online with his dad's cc. the books' total every semester is above his credit limit. other than that it's fine for his needs.
twin53 Member Joined: Jan 2007 Posts: 4,181	Last edited by twin53; Sep 21st, 2009 at 03:52 PM.

Sep 21st, 2009, 04:54 PM	#27
ricky11 Member Joined: Jul 2006 Posts: 650	my limit in college started at $300 (i think) and quickly bumped up to 2k. it worked great for me as a student.
ricky11 Member Joined: Jul 2006 Posts: 650

Sep 23rd, 2009, 05:09 PM	#28
materialgurl in a material world Joined: Jul 2008 Posts: 458	my first cc was $500, second cc was $1500... when i was a student.
	__________________ Wishlist: [x] Chanel white jumbo Classic cavier flap with s/h [x] Chanel long lamb leather Classic wallet [x] Gucci medium Pelham shoulder bag [x] Louis Vuitton mini lin Speedy [x] Balenciaga black part-time [ ] Chanel black half moon cavier WOC [ ] Louis Vuitton Manhatten GM [ ] Hermes Birkin ultimate dream bag! hopefully by age 30

Sep 23rd, 2009, 06:10 PM	#29
Prosperity Member Joined: Dec 2008 Location: Norway Posts: 566	$1500 and I am 19.

Sep 23rd, 2009, 07:18 PM	#30
andicandi3x12 Member Joined: Sep 2007 Location: Murdaland Posts: 582	I am 20 and my limits are 2440- citicard 1000- Nordstrom I have some others, but those are the highest limits.
	__________________ All I want is a cheetah oxford and carlisle

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