Careful Using Your CC Online! Mine Was Stolen!

bagachondriac · Jan 29th, 2007, 04:05 PM

Attention ladies....please be careful using your credit cards online! Minutes ago, I was leaving my house to go exercise, but I stopped to answer my phone on the way out!! Thank God! The fraud department from the bank called to question some recent charges, and I learned that someone had somehow been able to get my card number and had placed charges on it. This is a card that I don't use often and haven't used since the first of the month. Oddly, they were testing the waters by charging a dollar here and there in the beginning and then later placing larger online orders. One of the charges they made was from Zappos, from whom I have never ordered. I am so glad that I answered my phone, because the bank is closing this account and issuing me another card. What concerns me is that I have placed so many orders since all of these fantastic sales started, and I sometimes use different cards. The card that was stolen has a very high credit limit, so had they not been stopped, they could have done a lot of damage! It amazes me how these crooks can get your information when you have security software on your pc! Anyway,......gotta go, but please BE CAREFUL!!!

secret shopaholic · Jan 29th, 2007, 04:06 PM

Gosh - lucky you answered the phone - thanks for the heads up

BabyK · Jan 29th, 2007, 04:08 PM

whoa! glad you caught it when you did. that's scary! thanks for the heads up. i will definitley check online to see if there are any suspicious activities more often.

robynbenz · Jan 29th, 2007, 07:06 PM

So glad you found out. I always use my Citi card with Virtual numbers. These crooks are so creative. It's scary.

ciatta · Jan 29th, 2007, 08:32 PM

Thanks for reminding me to check my accounts online. I'm glad that yours was caught early!

PinkPudding · Jan 29th, 2007, 11:10 PM

lucky!
im checking out my accounts more often!!!

Christine · Jan 29th, 2007, 11:37 PM

Even more inportant.. DON'T USE YOUR CHECK CARD ONLINE!!!

I did.. and the # was stolen. Close to $1000 of porn was ordered and the only way I caught it in time was that the idiot thief stole my email also and a confirm was mailed to it. LOLOLOL! Idiots. Anyhow I was able to stop the payment and lost nothing. The amazing thing was that they tried to use the same (cancelled) number a few months later to buy auto parts.

Now I use nothing but my CC.

mcmug17 · Jan 30th, 2007, 11:02 AM

Do you remember where you shopped? They may not have proper encryption.

MaxHavoc · Jan 30th, 2007, 11:35 AM

This is yet another reason why I don't own a DEBIT card.

With a credit card you have protection and if hit by a hacker/theif you simply don't pay and are out nothing. :) I have been hit a couple of times and it's basically painless. I simply call my CC company, explain the charges aren't mine, they send a form that takes me less than 5 minutes to fill out and voila' problem solved. With a debit card you'd have to fight to get your money back.

Some sites store your CC longterm and can be hacked; more than likely it was stolen when you were shopping in a B&M store or restaurant. Restaurants are common for thieves because they actually take you card away from you and can easily write down all your information without you being any the wiser.

Another common way for thieves to get your CC is if you always write your CC number on your check when you make a payment. I have NEVER written account numbers on my checks and NEVER (in over 25 years) had a payment misapplied.

lorihmatthews · Jan 30th, 2007, 01:52 PM

Yep, I feel your pain. About 6 years ago I got a Citibank CC. Immediately thereafter I started seeing a charge, it was only about $9.95, so the first month I didn't pay attention. After numerous months went by (I always used the card so there were many transactions on it), I finally thought to myself, what the heck is this charge that is coming up every month? So I called Citibank and it was a monthly charge to a porn site!

No, I never subscribed to this site. Luckily, Citibank believed me and they removed ALL the charges -- and it added up to 7 months' worth. So yes, pay attention to your statements! Someone probably wrote down my CC number even before my card left the factory and was shipped to me.

Christine · Jan 30th, 2007, 08:08 PM

Quote:

Originally Posted by mcmug17

Do you remember where you shopped? They may not have proper encryption.

I never identified where the information was stolen from but I'll bet they did not have proper encryption. Live and learn, eh? Regardless I will never use the check card on line again!

angel2434 · Jan 31st, 2007, 04:36 PM

This is one reason why I NEVER buy from small online sites. I will only buy online from places like Amazon. I'm terrified of having my CC number stolen.

Jan 29th, 2007, 04:05 PM	#1
bagachondriac Member Location: Weddington, North Carolina	Careful Using Your CC Online! Mine Was Stolen! Attention ladies....please be careful using your credit cards online! Minutes ago, I was leaving my house to go exercise, but I stopped to answer my phone on the way out!! Thank God! The fraud department from the bank called to question some recent charges, and I learned that someone had somehow been able to get my card number and had placed charges on it. This is a card that I don't use often and haven't used since the first of the month. Oddly, they were testing the waters by charging a dollar here and there in the beginning and then later placing larger online orders. One of the charges they made was from Zappos, from whom I have never ordered. I am so glad that I answered my phone, because the bank is closing this account and issuing me another card. What concerns me is that I have placed so many orders since all of these fantastic sales started, and I sometimes use different cards. The card that was stolen has a very high credit limit, so had they not been stopped, they could have done a lot of damage! It amazes me how these crooks can get your information when you have security software on your pc! Anyway,......gotta go, but please BE CAREFUL!!!

Jan 29th, 2007, 04:06 PM	#2
secret shopaholic Member Location: Edinburgh, Scotland	Re: Careful Using Your CC Online! Mine Was Stolen! Gosh - lucky you answered the phone - thanks for the heads up

Jan 29th, 2007, 04:08 PM	#3
BabyK Member	Re: Careful Using Your CC Online! Mine Was Stolen! whoa! glad you caught it when you did. that's scary! thanks for the heads up. i will definitley check online to see if there are any suspicious activities more often.

Jan 29th, 2007, 07:06 PM	#4
robynbenz Jimmy ChooAholic Location: Ventura	Re: Careful Using Your CC Online! Mine Was Stolen! So glad you found out. I always use my Citi card with Virtual numbers. These crooks are so creative. It's scary. __________________ My Little girl Spike Jimmy Choo Bags

Jan 29th, 2007, 08:32 PM	#5
ciatta Member	Re: Careful Using Your CC Online! Mine Was Stolen! Thanks for reminding me to check my accounts online. I'm glad that yours was caught early!

Jan 29th, 2007, 11:10 PM	#6
PinkPudding Member Location: San Francisco	Re: Careful Using Your CC Online! Mine Was Stolen! lucky! im checking out my accounts more often!!!

Jan 29th, 2007, 11:37 PM	#7
Christine Back in 5 minutes..	Re: Careful Using Your CC Online! Mine Was Stolen! Even more inportant.. DON'T USE YOUR CHECK CARD ONLINE!!! I did.. and the # was stolen. Close to $1000 of porn was ordered and the only way I caught it in time was that the idiot thief stole my email also and a confirm was mailed to it. LOLOLOL! Idiots. Anyhow I was able to stop the payment and lost nothing. The amazing thing was that they tried to use the same (cancelled) number a few months later to buy auto parts. Now I use nothing but my CC.

Jan 30th, 2007, 11:02 AM	#8
mcmug17 Member	Re: Careful Using Your CC Online! Mine Was Stolen! Do you remember where you shopped? They may not have proper encryption. __________________ Current Wishlist: Hermes Kelly Pochette in black, leather TBD Hopefully... a Hermes Birkin 30cm in etoupe, BJ, or orange... ???

Jan 30th, 2007, 11:35 AM	#9
MaxHavoc Vegas Vixen Location: Sin City	Re: Careful Using Your CC Online! Mine Was Stolen! This is yet another reason why I don't own a DEBIT card. With a credit card you have protection and if hit by a hacker/theif you simply don't pay and are out nothing. :) I have been hit a couple of times and it's basically painless. I simply call my CC company, explain the charges aren't mine, they send a form that takes me less than 5 minutes to fill out and voila' problem solved. With a debit card you'd have to fight to get your money back. Some sites store your CC longterm and can be hacked; more than likely it was stolen when you were shopping in a B&M store or restaurant. Restaurants are common for thieves because they actually take you card away from you and can easily write down all your information without you being any the wiser. Another common way for thieves to get your CC is if you always write your CC number on your check when you make a payment. I have NEVER written account numbers on my checks and NEVER (in over 25 years) had a payment misapplied.

Jan 30th, 2007, 01:52 PM	#10
lorihmatthews Persian Love Location: San Francisco	Re: Careful Using Your CC Online! Mine Was Stolen! Yep, I feel your pain. About 6 years ago I got a Citibank CC. Immediately thereafter I started seeing a charge, it was only about $9.95, so the first month I didn't pay attention. After numerous months went by (I always used the card so there were many transactions on it), I finally thought to myself, what the heck is this charge that is coming up every month? So I called Citibank and it was a monthly charge to a porn site! No, I never subscribed to this site. Luckily, Citibank believed me and they removed ALL the charges -- and it added up to 7 months' worth. So yes, pay attention to your statements! Someone probably wrote down my CC number even before my card left the factory and was shipped to me.

Jan 31st, 2007, 04:36 PM	#12
angel2434 Member Location: Boston, MA	Re: Careful Using Your CC Online! Mine Was Stolen! This is one reason why I NEVER buy from small online sites. I will only buy online from places like Amazon. I'm terrified of having my CC number stolen.