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legsieloveslamb · Jul 4th, 2009, 12:39 PM

^^No I'm unfortunately not debt free. But no, I don't have a single CC.

alliemia · Jul 4th, 2009, 07:15 PM

i think at least one credit card is good to have. what do you do in an emergency?

heathie02 · Jul 4th, 2009, 11:57 PM

Originally Posted by alliemia

i think at least one credit card is good to have. what do you do in an emergency?

I agree.

legsieloveslamb · Jul 5th, 2009, 10:56 AM

Originally Posted by alliemia

i think at least one credit card is good to have. what do you do in an emergency?

A credit card that is not in my name or posession. My parents have it. I'm wayyyyyyyy too dangerous w/ a credit card and my DH is even worse. So anytime any offers for CC's come in the mail- I shred them automaticly and say nothing to him.

razorkiss58 · Jul 5th, 2009, 06:37 PM

wow this is so cool in a way i think it will save me money so what happens if a bag get dirty to we get charged for cleaning or somthing?

alliemia · Jul 5th, 2009, 08:09 PM

Originally Posted by legsieloveslamb

A credit card that is not in my name or posession. My parents have it. I'm wayyyyyyyy too dangerous w/ a credit card and my DH is even worse. So anytime any offers for CC's come in the mail- I shred them automaticly and say nothing to him.

well if you ever want to get a home loan or anything, it would be good to have good established credit, maybe you can try a credit card with a pre-set limit, or a pre-paid credit card.

maddgiggler · Jul 6th, 2009, 09:32 AM

Originally Posted by razorkiss58

wow this is so cool in a way i think it will save me money so what happens if a bag get dirty to we get charged for cleaning or somthing?

You can buy insurance pretty cheap through Avelle. That way, if the bag has more than normal wear and tear, you are covered. It doesn't work if the bag is lost or stolen. I've bought the insurance and never had any issues or problems with bags I rented.

maddgiggler · Jul 6th, 2009, 09:33 AM

Originally Posted by legsieloveslamb

If I've got a bag in my posession- I don't want to give it up easily if I LOVE the bag, so for me, this is just a no-no. Plus, I can't really even afford the "rental" fees.

What happens when someone doesn't return a bag?

I think they just charge your credit card. For some bags Avelle requires a credit check before they will rent them out to you. L.A.M.B.s are not in that category.

legsieloveslamb · Jul 6th, 2009, 12:08 PM

Originally Posted by alliemia

well if you ever want to get a home loan or anything, it would be good to have good established credit, maybe you can try a credit card with a pre-set limit, or a pre-paid credit card.

^^Honestly, credit is the least of my worries right now. I've got way to much other stuff on my plate. Read my lambie chat post.

Jul 4th, 2009, 12:39 PM	#16
legsieloveslamb Lovin'L.A.M.B.HAWKE! Joined: Jun 2008 Location: NW Ohio Posts: 3,943	^^No I'm unfortunately not debt free. But no, I don't have a single CC.
	__________________ My L.A.M.B.s- Love Capri Stone, Rocksteady Mocha, Jacquard Kerry, Bullseye Commodore, and Ceylon Hawke Lapis L.A.M.B. WISH Item: Tavernier Hobo in Nero!

Jul 4th, 2009, 07:15 PM	#17
alliemia love shopping!!! Joined: Jun 2008 Location: NY Posts: 3,223	i think at least one credit card is good to have. what do you do in an emergency?

Jul 5th, 2009, 06:37 PM	#20
razorkiss58 Got handbags? Joined: Nov 2007 Location: Southern California Posts: 158	wow this is so cool in a way i think it will save me money so what happens if a bag get dirty to we get charged for cleaning or somthing?

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