OP, I used to feel the same way, wanting an Hermes Birkin. The price and exclusivity (more than Chanel) actually made me upset enough to not like it anymore LOL
I knew that the price for a new Chanel is out of my reach so I settled on a pre-owned and was able to get it on eBay. However, it needed a lot of cleaning to get it to a very good condition.
The only thing that is putting me off the crazy price hikes of Chanel, LV is that it creates a kind of snobbery to those who have and a kind of desperation for those who don't. I've learned a few things since owning my Chanel flap. Especially on how people treat you when they think you have money or if they think a Chanel bag is all that you have and judge you in that way.
I think a person needs to decide if it is worth their time to pursue Chanel or settle for something within their budget (Marc Jacobs,
Kate Spade, whoever makes quilted flaps) and be happy with their choice. If it is Chanel, then know that it is attainable. Sometimes it is just luck and timing. It is no doubt easier if one lowers the bar on what they want. They not only can obtain it, they can obtain more of it!