Paypal question

lulu212121 · Aug 4th, 2008, 11:05 PM

I need to send someone a payment for a non eBay transaction. A small $2 payment.

The seller only wants a non cc payment. I have no $$ in my Paypal account now. If I pay using my bank acct will the seller have to pay fees? I know if I have $$ in my Paypal there is no fee to send cash, right?

Thanks for your help. I tried looking thru PP for answers.

hgnolte · Aug 4th, 2008, 11:13 PM

Not a clue, sorry...can't you just send cash, for that small amount?

Miss H · Aug 4th, 2008, 11:15 PM

If the receiver of your payment has a personal account and you send him/her a payment with Paypal balance or checking account, I don't think he/she will be charged any fee. But if that person has a business account, no matter what kind of payment you choose, he/she will be charged a fee from Paypal.
HTH.

onegirlcreative · Aug 4th, 2008, 11:24 PM

I don't see how the recipient will know the difference of whether or not you've paid with a credit card through PP or a checking account.

I have sent MANY invoices via PP for my design services (outside of eBay, of course) and once I get that receipt from PP telling me they have paid, there is no way to know (on my end) how they paid. Just that it was through PP.

I think they're afraid of a chargeback, but for a lousy $2? Seems silly. Just pay her with a CC and be done with it. She won't know the difference.

lulu212121 · Aug 4th, 2008, 11:34 PM

Quote:

Originally Posted by Miss H

If the receiver of your payment has a personal account and you send him/her a payment with Paypal balance or checking account, I don't think he/she will be charged any fee. But if that person has a business account, no matter what kind of payment you choose, he/she will be charged a fee from Paypal.
HTH.

I am sure it a personal acct. She did not invoice me, just gave me the addy to send the payment. I just think she doesn't want to pay any fees and I don't blame her.

I would mail her the cash, but PP is faster.

onegirlcreative · Aug 5th, 2008, 02:01 AM

It doesn't matter if you initiate the payment or she does. If she has a premier or business account, PP will still charge HER, the recipient, the fees. Like I said, I do this all the time (both sending and receiving payments) and I still pay their fees because I have a business account.

elitebag · Aug 5th, 2008, 03:04 AM

I dont get it?

rubyjuls · Aug 5th, 2008, 03:06 AM

If the seller has a personal account she will need to pay a fee to accept credit card payments (and also personal accounts have a limit on the amount of money they are allowed to receive via credit card payments - over that amount you need to upgrade to a premier or business account). If you send someone with a personal account a payment from your banking account, they will not be charged a fee.

lulu212121 · Aug 5th, 2008, 03:25 AM

Quote:

Originally Posted by rubyjuls

If the seller has a personal account she will need to pay a fee to accept credit card payments (and also personal accounts have a limit on the amount of money they are allowed to receive via credit card payments - over that amount you need to upgrade to a premier or business account). If you send someone with a personal account a payment from your banking account, they will not be charged a fee.

Thank you rubyjuls. That is what I was wondering.

rubyjuls · Aug 5th, 2008, 03:40 AM

Quote:

Originally Posted by lulu212121

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Thank you rubyjuls. That is what I was wondering.

You're welcome! Glad I was able to help. :)

Aug 4th, 2008, 11:05 PM	#1
lulu212121 Member	Paypal question I need to send someone a payment for a non eBay transaction. A small $2 payment. The seller only wants a non cc payment. I have no $$ in my Paypal account now. If I pay using my bank acct will the seller have to pay fees? I know if I have $$ in my Paypal there is no fee to send cash, right? Thanks for your help. I tried looking thru PP for answers.

Aug 4th, 2008, 11:13 PM	#2
hgnolte Member	Not a clue, sorry...can't you just send cash, for that small amount? __________________

Aug 4th, 2008, 11:24 PM	#4
onegirlcreative Bond Girls R Easy Location: My loft in front of the computer!	I don't see how the recipient will know the difference of whether or not you've paid with a credit card through PP or a checking account. I have sent MANY invoices via PP for my design services (outside of eBay, of course) and once I get that receipt from PP telling me they have paid, there is no way to know (on my end) how they paid. Just that it was through PP. I think they're afraid of a chargeback, but for a lousy $2? Seems silly. Just pay her with a CC and be done with it. She won't know the difference. __________________ One Girl Creative :: Graphic Design :: Pop Art :: www.onegirlcreative.com

Aug 5th, 2008, 02:01 AM	#6
onegirlcreative Bond Girls R Easy Location: My loft in front of the computer!	It doesn't matter if you initiate the payment or she does. If she has a premier or business account, PP will still charge HER, the recipient, the fees. Like I said, I do this all the time (both sending and receiving payments) and I still pay their fees because I have a business account. __________________ One Girl Creative :: Graphic Design :: Pop Art :: www.onegirlcreative.com

Aug 5th, 2008, 03:04 AM	#7
elitebag Member	I dont get it? __________________

Aug 4th, 2008, 11:15 PM	#3
Miss H Member	If the receiver of your payment has a personal account and you send him/her a payment with Paypal balance or checking account, I don't think he/she will be charged any fee. But if that person has a business account, no matter what kind of payment you choose, he/she will be charged a fee from Paypal. HTH.

Aug 5th, 2008, 03:06 AM	#8
rubyjuls Rosemary Location: New York	If the seller has a personal account she will need to pay a fee to accept credit card payments (and also personal accounts have a limit on the amount of money they are allowed to receive via credit card payments - over that amount you need to upgrade to a premier or business account). If you send someone with a personal account a payment from your banking account, they will not be charged a fee. __________________ Shopping: The Ultimate Cure All Wishlist of the Moment Cartier SS/18k Rose gold Tank Francaise w/pink mop face Coach Leather Sabrina in Black w/Silver Hardware and/or Coral Coach Pink Patent Leah & matching wristlet Coach Amanda Accessories in Magenta Tiffany Charm Bracelet Pandora Bracelet - 8 beads and counting!