Welcome to The Purse Forum.

crissy11 · Oct 28th, 2009, 08:09 PM

I was interested in this item (have posted it in the COACH authentication forum), but I'm pretty sure they can't say they aren't responsible for lost items? This makes me want to steer clear, but I just want to make sure I'm not wrong. I thought I read on here a while back that the seller is responsible for insurance - esp. if something never make it to the buyer? This is sending up some red flags for me - should it?

Would love some clarification from you guys.
________________________

"Insurance: Insurance is optional however if buyers do not insure this item we will not be responsible for any items that are lost, stolen or damaged in anyway etc. Please contact us if you would like to add optional insurance."

Here is a link to the item:

http://cgi.ebay.ca/COACH-Bonnie-Lure...QQcmdZViewItem

chikapinku · Oct 28th, 2009, 08:12 PM

I believe it is technically against the rules, yes, but more specifically, the seller will automatically lose out on a Paypal claim the buyer makes if the insurance isn't purchased because the seller must make sure the item reaches the buyer as per eBay rules. Insurance is just as much to protect the seller as the buyer, if not moreso nowadays.

I wouldn't be so much worried about red flags - it is the seller will lose out if the item doesn't reach you in the state it is supposed to, not you. If you pay by Paypal with your credit card you'll be fine even if the item gets lost/damaged, I'd warrant.

karmenzsofia · Oct 28th, 2009, 08:14 PM

Simple: It is the seller's responsibility to "deliver" the item to you; therefore, it's to the seller's benefit to buy insurance--for her/his own protection. PayPal Buyer Protection covers you if the item is lost, not the seller. So the seller, not the buyer, buys the insurance. That disclaimer is BS.

crissy11 · Oct 28th, 2009, 08:19 PM

Thanks ladies - that's pretty much what I thought I read on here. I guess it sends up a red flag because it seems like they are trying to bully the buyer a little, and that doesn't leave me with a good feeling if you know what I mean.

I think I'll pass on this one, I just don't like how it sounds. Not like there aren't a million COACH items on ebay.

karmenzsofia · Oct 28th, 2009, 08:23 PM

^ True. More like a trillion!

Bags4Me2 · Oct 29th, 2009, 04:19 AM

I agree with Karmen.

OP - This has nothing to do with your post. I wanted to say I LOVE, LOVE, LOVE your avatar! My son named one of his chinchillas, "Dexter"!

Oct 28th, 2009, 08:09 PM	#1
crissy11 OP Member Joined: Jun 2009 Location: Ontario, Canada Posts: 537	Isn't this now against ebay rules (insurance issue) I was interested in this item (have posted it in the COACH authentication forum), but I'm pretty sure they can't say they aren't responsible for lost items? This makes me want to steer clear, but I just want to make sure I'm not wrong. I thought I read on here a while back that the seller is responsible for insurance - esp. if something never make it to the buyer? This is sending up some red flags for me - should it? Would love some clarification from you guys. ________________________ "Insurance: Insurance is optional however if buyers do not insure this item we will not be responsible for any items that are lost, stolen or damaged in anyway etc. Please contact us if you would like to add optional insurance." Here is a link to the item: http://cgi.ebay.ca/COACH-Bonnie-Lure...QQcmdZViewItem
	__________________ *My small but growing Coach collection:* http://forum.purseblog.com/album.php?albumid=4875 Last edited by crissy11; Oct 28th, 2009 at 08:16 PM.

Oct 28th, 2009, 08:12 PM	#2
chikapinku ♥ Aesthete ♥ Joined: Aug 2009 Location: Australia Posts: 371	I believe it is technically against the rules, yes, but more specifically, the seller will automatically lose out on a Paypal claim the buyer makes if the insurance isn't purchased because the seller must make sure the item reaches the buyer as per eBay rules. Insurance is just as much to protect the seller as the buyer, if not moreso nowadays. I wouldn't be so much worried about red flags - it is the seller will lose out if the item doesn't reach you in the state it is supposed to, not you. If you pay by Paypal with your credit card you'll be fine even if the item gets lost/damaged, I'd warrant.
	__________________ Okay, I am definitely BANNED! My modest but much-loved collection: ♥ LV Damier Papillon ♥ LV Watercolor Papillon ♥ LV Multicolore Alma: White ♥ Moni Moni Splendor: Olive ♥ LV Zippy Wallet: Bleu Nuit ♥ Balenciaga '07 GSH PT: Black ♥ Rebecca Minkoff MAC: Bright Royal ♥ Balenciaga '09 LE RH City: Lilac ♥ Last edited by chikapinku; Oct 28th, 2009 at 08:16 PM.

Oct 28th, 2009, 08:14 PM	#3
karmenzsofia Life is Plan Z Joined: Jun 2008 Location: Tarot Card Posts: 14,891	Simple: It is the seller's responsibility to "deliver" the item to you; therefore, it's to the seller's benefit to buy insurance--for her/his own protection. PayPal Buyer Protection covers you if the item is lost, not the seller. So the seller, not the buyer, buys the insurance. That disclaimer is BS.
	__________________ Satisfied but wishing 4 a WTM Mini and an AP ~~* Is it true? Is it helpful? Is it necessary? Is it kind? Or, more importantly, is it funny?

Oct 28th, 2009, 08:19 PM	#4
crissy11 OP Member Joined: Jun 2009 Location: Ontario, Canada Posts: 537	Thanks ladies - that's pretty much what I thought I read on here. I guess it sends up a red flag because it seems like they are trying to bully the buyer a little, and that doesn't leave me with a good feeling if you know what I mean. I think I'll pass on this one, I just don't like how it sounds. Not like there aren't a million COACH items on ebay.
	__________________ *My small but growing Coach collection:* http://forum.purseblog.com/album.php?albumid=4875

Oct 28th, 2009, 08:23 PM	#5
karmenzsofia Life is Plan Z Joined: Jun 2008 Location: Tarot Card Posts: 14,891	^ True. More like a trillion!
	__________________ Satisfied but wishing 4 a WTM Mini and an AP ~~* Is it true? Is it helpful? Is it necessary? Is it kind? Or, more importantly, is it funny?

Oct 29th, 2009, 04:19 AM	#6
Bags4Me2 Member Joined: May 2008 Location: USA Posts: 592	I agree with Karmen. OP - This has nothing to do with your post. I wanted to say I LOVE, LOVE, LOVE your avatar! My son named one of his chinchillas, "Dexter"!
	__________________ My Babies: Meatball & Barry Manilow ... my two chinchillas! *Help Find the Cure* http://www.ihrfoundation.org

Welcome to The Purse Forum.

Our Purse Forum, or TPF, is the #1 online social network for everything designer handbag related. Join over 200,000 enthusiastic members in this friendly community and start engaging in the discussion today.