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momofgirls · Sep 20th, 2009, 10:37 PM

on Bonanzle that I am consider getting but the selling insist that I paid Echeck via Paypal so her fee will be less. Am I safe doing that versus paying with my credit card where I can be protect if something when wrong.

Ellie Mae · Sep 20th, 2009, 10:43 PM

NOPE... make sure the you use the credit card w/ PP. PP offers no buyer protection for NON-ebay transactions, so if you have any problems a CC charge back would be your only recourse. Make sure that your CC co will file charge backs.

momofgirls · Sep 20th, 2009, 10:46 PM

Originally Posted by Ellie Mae

NOPE... make sure the you use the credit card w/ PP. PP offers no buyer protection for NON-ebay transactions, so if you have any problems a CC charge back would be your only recourse. Make sure that your CC co will file charge backs.

Thank Ellie Mae, seller always states in there listing no Echecks but I was surprize when she wants me to pay with a Echeck.

Ellie Mae · Sep 20th, 2009, 10:49 PM

Strange that she would then suddenly want an echeck, eh?
Make sure that you check seller feedback on toolhaus.org AND search seller name on PF and google, just to see if anything else comes up.

HTH!

yvalenz · Sep 20th, 2009, 11:10 PM

If I'm not mistaken, e-checks are a flat fee for processing, whereas other transactions are a percentage of the monies transferred. So, yes, it can be less for the seller if s/he accepts the echeck.

As a buyer, you have no protection. Use your CC in case the transaction does not go well.

karmenzsofia · Sep 20th, 2009, 11:26 PM

No way. Use your cc. A PayFoe e-check works better for the seller but not for the buyer because there's virtually no buyer protection for off-bay transactions.

chloehandbags · Sep 20th, 2009, 11:59 PM

Bad, bad idea.

CCs are a must on places like Bonanzle, as you have next-to-no Paypal protection for off-eBay purchases.

Ellie Mae · Sep 21st, 2009, 12:32 AM

And DON'T use an EBAY OR PP credit card!

TXGirlie · Sep 21st, 2009, 01:35 AM

^^ They don't work like normal CC's?

kristie · Sep 21st, 2009, 01:43 AM

Originally Posted by chloehandbags

Bad, bad idea.

CCs are a must on places like Bonanzle, as you have next-to-no Paypal protection for off-eBay purchases.

Yes!!!! ITA!!!!!

Always use a CC.......PP does NOT CARE about you unless you bought it via Ebay.

hotshot · Sep 21st, 2009, 09:21 AM

Only pay with a major cc.. the advise you were given is right on!!

Ellie Mae · Sep 21st, 2009, 11:48 AM

Originally Posted by TXGirlie

^^ They don't work like normal CC's?

Yes, they should work like normal credit cards. I would simply have MORE concern with the ability to file a charge back & outcome of the charge back for a PP or Ebay transaction. Especially if I had lost the PP claim and was then filing a charge back. KWIM? I'd just prefer to have a CC that was in no way, shape, or form any connection or affiliation to PP/Ebay.

Sep 20th, 2009, 10:37 PM	#1
momofgirls OP Member Joined: Jan 2008 Posts: 1,250	I saw a bag on Bonanzle that I am consider getting but the selling insist that I paid Echeck via Paypal so her fee will be less. Am I safe doing that versus paying with my credit card where I can be protect if something when wrong.
momofgirls OP Member Joined: Jan 2008 Posts: 1,250	__________________ Wishlist Coach Peyton Coach Gigi

Sep 20th, 2009, 10:43 PM	#2
Ellie Mae KIABCRS Joined: May 2008 Posts: 8,320	NOPE... make sure the you use the credit card w/ PP. PP offers no buyer protection for NON-ebay transactions, so if you have any problems a CC charge back would be your only recourse. Make sure that your CC co will file charge backs.
Ellie Mae KIABCRS Joined: May 2008 Posts: 8,320	__________________ *http://scams-n-shams.blogspot.com*

Sep 20th, 2009, 10:49 PM	#4
Ellie Mae KIABCRS Joined: May 2008 Posts: 8,320	Strange that she would then suddenly want an echeck, eh? Make sure that you check seller feedback on toolhaus.org AND search seller name on PF and google, just to see if anything else comes up. HTH!
Ellie Mae KIABCRS Joined: May 2008 Posts: 8,320	__________________ *http://scams-n-shams.blogspot.com*

Sep 20th, 2009, 11:10 PM	#5
yvalenz LAMB-a-liscious!! Joined: Jun 2007 Location: So Cal Posts: 5,626	If I'm not mistaken, e-checks are a flat fee for processing, whereas other transactions are a percentage of the monies transferred. So, yes, it can be less for the seller if s/he accepts the echeck. As a buyer, you have no protection. Use your CC in case the transaction does not go well.
	__________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~ My new favorite!! http://loveshimmer.blogspot.com/

Sep 20th, 2009, 11:26 PM	#6
karmenzsofia Life is Plan Z Joined: Jun 2008 Location: Tarot Card Posts: 14,888	No way. Use your cc. A PayFoe e-check works better for the seller but not for the buyer because there's virtually no buyer protection for off-bay transactions.
	__________________ Satisfied but wishing 4 a WTM Mini and an AP ~~* Is it true? Is it helpful? Is it necessary? Is it kind? Or, more importantly, is it funny?

Sep 20th, 2009, 11:59 PM	#7
chloehandbags KIABGGTH Joined: Mar 2006 Location: England, UK. Posts: 11,264	Bad, bad idea. CCs are a must on places like Bonanzle, as you have next-to-no Paypal protection for off-eBay purchases.
	__________________ Go Hannah!!! 'My boss, Ralph Toledano [president of Chloé], always says to me that people come to buy at Chloé for what it is, so it does not make sense to order a Chinese and get delivered an Indian!' - Phoebe Philo, May 2005. Proud member of E.A.R.S!

Sep 21st, 2009, 12:32 AM	#8
Ellie Mae KIABCRS Joined: May 2008 Posts: 8,320	And DON'T use an EBAY OR PP credit card!
Ellie Mae KIABCRS Joined: May 2008 Posts: 8,320	__________________ *http://scams-n-shams.blogspot.com*

Sep 21st, 2009, 01:35 AM	#9
TXGirlie Lovin Purple! Joined: Jul 2008 Location: North Texas Posts: 9,656	^^ They don't work like normal CC's?
	__________________ Looking for a MAGENTA MAC from the RM Fall 2009 Sample Sale! Plz. PM me if you see one for sale!

Sep 21st, 2009, 09:21 AM	#11
hotshot Member Joined: Apr 2007 Posts: 2,868	Only pay with a major cc.. the advise you were given is right on!!
hotshot Member Joined: Apr 2007 Posts: 2,868

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