csc7100 > hello. sorry i don't know what a verizon is. im not too familliar with Motorolas, but this is the V3i model. and it is not the limited edition version which is black&gold, as this one is silver&gold. and yes, the charm comes with the phone. i paid AU$880 for it here in Australia.
I use a Nokia 8210 which I have for 6 years. It's great for the battery life and the really tiny size whilst not being too difficult to hit the buttons with the nails.
Every year I get a new phone from my operator and immediately sell it to raise money for clothes, bags, jewellery, LOL! Last month I was given a ~$650 Nokia N80 and if you think about it; if I collect together all the money from selling all my phones and spent it at once, I can easily get an lace-y, floral embroidered B-bag!
P.S. I'm a bit old-fashioned when it come to phones, I don't load ringtones nor browse the web, I only use it for calls and text messaging :-)