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vans726 · Oct 29th, 2009, 04:04 PM

Hi!

I am a Saks credit card holder and I wanna know how do you apply for an MPA account?

Alice1979 · Oct 29th, 2009, 04:25 PM

Originally Posted by burberryprncess

Omg! 12 month ----Welcome to Debt America!

That's how the problem all started.

I couldn't agree more. That's why I'm sitting this one out.

Ever since NM's doing the GC (or the 6 month no interest/payment), I have found myself buying more from NM. So I guess in a way, Saks is starting to level the playing field with NM to attract more customers. They even started a fashion fix to respond NM's midday dash, which I must say the first one was a success. But unless they're extending their EGCs to Chanel, LV, and etc, I'm not buying high end items from them.

ceya · Oct 29th, 2009, 05:10 PM

Originally Posted by jieminyu

I just talked to my sales, she said the chanel bag is not included in the Free one year interest. It's only for Major account purchase like jewelry.

Can someone confirm whether Chanel is included?

Thanks

yes it does.

I went to sak in Lenox mall of GA yesterday, the sale associate told me that.

happychica87 · Oct 29th, 2009, 05:32 PM

Chanel is def. included...I just hae my SA rang up a classic flap for me since their pre-sale started today....If you already have a MPA from last year then you wouldnt have to apply for another one again, you can use the same one as long as your account is in good standing...and yes it is indeed 12 month interest free and payment free... Thanks Classic Chic for the info :)))

nycgirl330 · Oct 29th, 2009, 05:36 PM

Originally Posted by astar

^ Ditto !!

In my opinion, i think when you open Saks card - one credit check
MPA - another credit check
Hurt the credit score? Probably
Is it worth it to go through these just for a bag? NO
If there's extra money to spend to afford one then go ahead.
Otherwise debt for a bag is a no...
No doubt though, for those who don't have cash on hand, this offer is very tempting haha...

Very true but with a price increase looming this is great for most girls here to buy now. I think as long as you definitely don't accrue interest and pay off asap it's ok

burberryprncess · Oct 29th, 2009, 05:55 PM

I think I like NM's deal better. ECG and double point or whatever points would be incentive for me. I used ECG to get my earrings and shoes. I'm more for the incentive because I don't like to carry debt

burberryprncess · Oct 29th, 2009, 05:57 PM

Just be careful ladies. Mark your calender so you pay off before the 12 month period is over or watch out Finance Charge and Interest! Happy Shopping!

burberryprncess · Oct 29th, 2009, 06:01 PM

Originally Posted by vans726

Hi!

I am a Saks credit card holder and I wanna know how do you apply for an MPA account?

Just go to their website and apply.

http://www.saksfifthavenue.com/SaksF...=1256853944184

bag stylist · Oct 30th, 2009, 09:43 AM

so if we pre-sell for the 5th and the price goes up the 1st are we locked into that price?

nycgirl330 · Oct 30th, 2009, 11:14 AM

Originally Posted by bag stylist

so if we pre-sell for the 5th and the price goes up the 1st are we locked into that price?

yes but there are no US price increases this year - i think this has been confirmed.

astar · Oct 30th, 2009, 12:45 PM

^ ditto :)

gia6211 · Oct 30th, 2009, 01:30 PM

This is a great deal. I get 12% back on the purchase in gift cards, no tax (huge savings in and of itself) and I am getting interest-free money to buy the bag for a year! So my credit score gets dinged a couple of points...nbd. I'll just be sure to pay it off!

bag stylist · Oct 30th, 2009, 04:16 PM

nycgirl330 Thanks! I hope that's true

Classic Chic · Oct 31st, 2009, 12:08 AM

Originally Posted by gia6211

This is a great deal. I get 12% back on the purchase in gift cards, no tax (huge savings in and of itself) and I am getting interest-free money to buy the bag for a year! So my credit score gets dinged a couple of points...nbd. I'll just be sure to pay it off!

I always jump on Triple point w/MPA events, my SA can order from out of state to save me tax (she split the commission w/other people, but it's better half than nothing), get points and NO interest for 12 month is music to my ear

For a 3k Chanel, my savings will be 243.75(would've paid tax)+540(at Diamond level, when points convert to GC)=783.75 It's a huge savings for me!Even NM usually have the best color stock, I do try to stay w/Saks as much as possible b/c the tax advantage. Plus I like a big GC at the begining of year(when I'm usually broke from holiday shopping lol), instead of many smaller GC that's hard for me to save up on big purchase.

aeonat · Oct 31st, 2009, 03:20 AM

Originally Posted by Classic Chic

I always jump on Triple point w/MPA events, my SA can order from out of state to save me tax (she split the commission w/other people, but it's better half than nothing), get points and NO interest for 12 month is music to my ear

For a 3k Chanel, my savings will be 243.75(would've paid tax)+540(at Diamond level, when points convert to GC)=783.75 It's a huge savings for me!Even NM usually have the best color stock, I do try to stay w/Saks as much as possible b/c the tax advantage. Plus I like a big GC at the begining of year(when I'm usually broke from holiday shopping lol), instead of many smaller GC that's hard for me to save up on big purchase.

Yep.. the tax saving can be a lot and can add up!!

BTW... do they have any restriction of the GC? department restricted? can I use it in other designer bag like LV, GUcci, Chanel or etc?

Oct 29th, 2009, 04:04 PM	#46
vans726 Member Joined: Mar 2009 Location: LA Posts: 155	Hi! I am a Saks credit card holder and I wanna know how do you apply for an MPA account?
vans726 Member Joined: Mar 2009 Location: LA Posts: 155

Oct 29th, 2009, 05:32 PM	#49
happychica87 Bal Gal Joined: Apr 2008 Location: Buckeye Land Posts: 760	Chanel is def. included...I just hae my SA rang up a classic flap for me since their pre-sale started today....If you already have a MPA from last year then you wouldnt have to apply for another one again, you can use the same one as long as your account is in good standing...and yes it is indeed 12 month interest free and payment free... Thanks Classic Chic for the info :)))
	__________________ Chanel wish list: Lg Black Caviar Classic Flap w/ SH + 2.55 Dark Silver 227

Oct 29th, 2009, 05:55 PM	#51
burberryprncess Sophie Joined: Feb 2007 Location: Southern California Posts: 16,893	I think I like NM's deal better. ECG and double point or whatever points would be incentive for me. I used ECG to get my earrings and shoes. I'm more for the incentive because I don't like to carry debt
	__________________ ............. Happy Thanksgiving!

Oct 29th, 2009, 05:57 PM	#52
burberryprncess Sophie Joined: Feb 2007 Location: Southern California Posts: 16,893	Just be careful ladies. Mark your calender so you pay off before the 12 month period is over or watch out Finance Charge and Interest! Happy Shopping!
	__________________ ............. Happy Thanksgiving!

Oct 30th, 2009, 12:45 PM	#56
astar Member Joined: Apr 2007 Posts: 729	^ ditto :)
astar Member Joined: Apr 2007 Posts: 729	__________________

Oct 30th, 2009, 09:43 AM	#54
bag stylist Member Joined: Sep 2008 Location: Florida Posts: 289	so if we pre-sell for the 5th and the price goes up the 1st are we locked into that price?

Oct 30th, 2009, 01:30 PM	#57
gia6211 Member Joined: Aug 2009 Location: Boston, MA Posts: 81	This is a great deal. I get 12% back on the purchase in gift cards, no tax (huge savings in and of itself) and I am getting interest-free money to buy the bag for a year! So my credit score gets dinged a couple of points...nbd. I'll just be sure to pay it off!

Oct 30th, 2009, 04:16 PM	#58
bag stylist Member Joined: Sep 2008 Location: Florida Posts: 289	nycgirl330 Thanks! I hope that's true

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