queenbee11 I have only had fantastic experiences working with H. I have ordered several handbags from them and they have all arrived pristine! The no tax and the 8020 club are great savings that I cannot get anywhere else anymore so H is always my first choice. The discount stamps at H add up fast when buying Chanel bags with the crazy prices so its a nice little incentive to shop thru them... So long as you have seen the bag you are ordering because of their credit policy and refunds :(
That is the downside of H. I would say if its something you absolutely know you want, order from H. If you are uncertain, it may be risky unless you don't mind keeping your credit with them until the next bag!
Unfortunately Chanel is now always an exclusion for NM gift card promotions so they are last on my list when hunting.
I hope your experiences are as wonderful as mine

Congrats on your new purchase!